BUDGET 2020

• https://taxguru.in/income-tax/budget-2020-exhaustive-summary-changes-income-tax-provisions.html

ESSENTIAL SERVICES IN INDIA

1. http://theindianlawyer.in/statutesnbareacts/acts/e25.html#_Toc39311631
2. THE ESSENTIAL SERVICES MAINTENANCE ACT, 1981

1. The Essential Services Maintenance (ESMA) is an act of Parliament of India which was established to ensure the delivery of certain services, which if obstructed would affect the normal life of the people. 
2. This include services like public transport (bus services), health services (doctors and hospitals).
3. http://www.lawsindia.com/Industrial%20Law/c_112.htm
4. https://www.indiastudychannel.com/forum/159264-Is-it-possible-to-impose-ESMA-act-on-bank-employees.aspx
5. 
   

WHAT CAN YOU MAKE OUT OF THESE?

That will be very much appreciated.

Could you write a few lines about  each picture?

Each picture has a special story.

HOW TO STUDY AND LEARN

1. https://www.fastcompany.com/3063173/six-brain-hacks-to-learn-anything-faster
2. https://www.daniel-wong.com/2015/08/17/study-smart/
3. https://www.entrepreneur.com/article/323450

The Union Budget 2020 - 2021

HEARTY THANKS TO PIXELS

• Life is a gift from God.
• You are born as a human being.
• Be happy.
• Count your blessings.
• Be thankful to all.
• Live,smile,laugh and enjoy.
• Be happy you are alive.
•  See The Sun, the Moon, the stars and the Sea.
• They do their work as best as they can.
• Love nature.
• Love yourself and others.
• Spread happiness and cheers like the flowers.

f

MORE ABOUT UNSPLASH

• UNSPLASH is a website dedicated to sharing stock photography under the Unsplash license.
  Founder(s): Mikael Cho; Luke Chesser; Stephanie Liverani; Angus Woodman
  Owner: Unsplash Inc
  Content license: Unsplash license
  Type of site: Stock photography
  Headquarters: Montreal, Quebec
•  The website claims over 110,000 contributing photographers and generates more than 11 billion photo impressions per month on their growing library of over 1.5 million photos. 
• 

THINK ,BELIEVE,ACT, ACHIEVE.

SAY ALWAYS IT'S POSSIBLE.

SAY =I CAN,I WILL AND I MUST.

YOU'RE ALREADY CROSSED THE HALF-WAY.

BELIEVE IN YOUR MOTHER 100%

BELIEVE IN GOD 100%

 BELIEVE IN YOURSELF 100%

FORGET THE PAST.

LIVE IN THE PRESENT.

EXPECT THE BEST AND BEST ONLY IN THE FUTURE.

BE A CHILD AT HEART AND ENJOY
 EVERY BREATH OF YOUR LIFE.

XXXXXXXXXXXXXXXXXXXXXXXXXXX

MAKE THE BET USE OF unsplash.

1. All photos published on Unsplash can be used for free.
   More precisely, Unsplash grants you an irrevocable, nonexclusive, worldwide copyright license to download, copy, modify, distribute, perform, and use photos from Unsplash for free, including for commercial purposes, without permission from or attributing the photographer or Unsplash. 
2. This license does not include the right to compile photos from Unsplash to replicate a similar or competing service.
3.  You can use them for commercial and noncommercial purposes. 
4. You do not need to ask permission from or provide credit to the photographer or Unsplash, although it is appreciated when possible.
5. https://unsplash.com/
6. 
7. They call me silly goat.
8. Why do you call me like that?
9. I offer my life to you on the table.
10. I give milk too.
11. You do not leave even my babies.
12. I do not speak.
13.  So you do what you like for your selfish gains.
14. You use my skin and my bones too.
15. 
16. What do you think I am thinking?
17. Where am I looking and why?
18. Why am I inquisitive?
19. Are you like me faithful?
20. You love me ,but my love is sincere.
21. I can only wag my tail and start licking you.'

HOW NICE IS PEXELS???

 OUR HEARTY BEST WISHES TO ALL WHO VISIT THIS SITE.MANY MANY THANKS TO ALL OF YOU.WE ARE HAPPY AND WE WANT YOU ALL TO BE HAPPY TOO..
1.  All photos on Pexels are free to use.
2.  You can modify the photos. Be creative and edit the photos as you like.
3.  Attribution is not required. Giving credit to the photographer or Pexels is not necessary but always appreciated.
5. WHEN YOU ARE WORRIED,HAVING TENSION OR STRESS SEE US AND WE WILL MAKE YOU ALRIGHT.YOU WILL BE HAPPY. 
6. OUR HEARTY BEST WISHES TO YOU ALL.

On your website, blog or app

1. Use the photos online – whether it’s a website, e-commerce shop, newsletter, e-book, presentation, blog or a template you sell.

Print marketing material

1. Use the photos for flyers, postcards, invitations, magazines, albums, books, CD covers and more.

Promote your product

1. Create unique ads, banners and marketing campaigns with photos from Pexels and promote your product.

Share them on social media

1. Grow your audience by posting authentic and engaging 
   

   1. 
      
2. photos on your social media channels.
3. 
   
   1. https://www.pexels.com/photo-license/

BRIDGES AND TOWERS

WHICH  BRIDGE IS THIS? WHERE IS IT?

WHERE  CAN YOU FIND THIS?

THESE PHOTOS CAN BE SEEN IN THE FOLLOWING:

https://www.pexels.com/popular-photos/

BUT THE QUESTION IS DIFFERENT.

ABOUT HDFC BANK

• HDFC Bank Ltd. is an Indian banking and financial services company headquartered in Mumbai, Maharashtra. 

• https://www.hdfcbank.com/

• It has a base of 113,981 permanent employees as of 31 December 2019. HDFC Bank is India’s largest private sector lender by assets. It is the largest bank in India by market capitalisation as of February 2016. Wikipedia

• CEO: Aditya Puri (Sep 1994–)Headquarters: MumbaiFounded: August 1994, IndiaRevenue: 1.17 lakh crores INR (2019, US$17 billion)Total assets: 11.89 lakh crores INR (2019, US$170 billion)Subsidiaries: HDFC securities, HDB Financial Services,

• https://www.moneycontrol.com/india/stockpricequote/banks-private-sector/hdfcbank/HDF01